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Purpose To meet urgent domestic expenses and / or for purchase of consumer durables
such as furniture, household appliances, etc.
Eligible persons Permanent / non-transferable employees of the State / Central Government /
Quasi-Government or Public Sector Undertakings and Government
approved / aided educational institutions.
Quantum Maximum Rs.3,00,000 or 20 month’s gross salary, whichever is less, in multiples of thousands.
Rate of Interest 12% p.a. (subject to change from time to time).
Repayment period Up to 60 equated monthly installments.(12,24,36,48,60)