- HOME NEEDS LOAN
| Purpose | To purchase consumer durables like T.V., two-in-ones, stereo / music system, CD player, computers, printers, refrigerators, micro ovens and other electronic goods. |
| Eligible persons | Employees of State / Central Government, Quasi-Government, Coop. Institutions, Financial institutions, Teachers, Professors, Industrial establishments, etc., businessmen and professionals like Doctors, Lawyers, Chartered Accountants, Consultants, Freelance Photographers, Engineers, etc. |
| Quantum | Maximum Rs.1,00,000 or 90% of the cost of the articles or 12 times of the monthly gross salary, whichever is less. |
| Rate of Interest | 13% p.a. (subject to change from time to time). |
| Repayment period | 36 equated monthly instalments. |