- LOANS TO PHYSICALLY CHALLENGED PERSONS
| Objective | To promote economic development activities and self-employment ventures for the benefit of persons with disability. |
| Eligible persons | Any disable person who fulfills the following criteria: Any Indian Citizen with 40% or more disability. Age between 18 and 55 years. Annual Income below Rs.1.00 lakh. Relevant educational / technical / vocational qualification /experience and background. |
| Quantum | Setting up of small business in service / trading sector. Upto Rs.3.00 lakhs Purchase of vehicle for commercial hiring. Upto Rs.5.00 lakhs Self-employment amongst persons with mental retardation / cerebral palsy / autism. Upto Rs.3.00 lakhs Setting up of Small Industrial Unit. Upto Rs.5.00 lakhs Loan for education / training to disabled person. Upto Rs.7.50 lakhs for studies within India and Upto Rs.15.00 lakhs for abroad. |
| Documents | Application Form (as per format). Disability Certificate (as per format). Income Certificate. Birth / Age Certificate. Caste Certificate. Affidavit stating that no loan has been availed from any other Government Agency for the same purpose. |
| Rate of Interest | Upto Rs.50,000 5% Above Rs.50,000 and upto Rs.5.00 lakhs 6% Above Rs.5.00 lakhs 8% |
| Rebate | Rebate of 1% on interest is given to women with disabilities. |
| Repayment | Maximum period 10 years. Moratorium: 3 years. |